checking

Discover the benefits that make this account so special. All for only $10.00 a month for individual accounts and $12.00 for family accounts.

No Minimum Balance Safe Deposit Box Credit Card Hotline Key Ring Protection Vacation Dining Discounts Special Services Savings Cruise Line Discounts Free Member Magazine

FREE Logo Checks	5 FREE Stop Payments/Year
FREE Travelers Checks	AD&D Coverage
Family Plan Insurance	Toll Free Shopping From Home
Emergency Cash Advances	Overdraft Protection
Lodging Discounts	Auto & RV Rental Discounts
Movie Theatre Discounts	Golf Discounts
Continental Airline Discounts	Grocery Coupons
Purchase/Warranty Protection	Luggage Protection

REGULAR CHECKING

Consumer checking allows for reduced service (activity) charges based upon the balance maintained for the period. Minimum amount to open a Regular Checking account is $ 50.

	Account Fees:
		Minimum balance $ 800 Unlimited checks ..... None
		Minimum balance $ 600 ..................................... $ 7.00
		Minimum balance $ 400 ..................................... $ 8.00
		Minimum balance under $ 400 ............................ $ 9.00

		Twenty checks per month no charge, 20¢ per check thereafter.

SENIOR CITIZEN CHECKING - Age 62 and Up

Personal checking, with no monthly service (activity) charges for single or joint account owners at 62 years of age or older. All fees such as NSF, Stop Payments, etc. remain the same. Minimum amount to open a Senior Citizen Checking account is $ 50.

	Account Fees:
		Minimum balance ................................... None
		Service charge ........................................ None

STUDENT CHECKING

Personal checking, with no monthly service (activity) charges for all consumers furthering their education. Service charges will be waived as long as the owner is a student. This student waiver must be renewed every 12 months in person. All other credit card processor fees such as NSF, Stop Payments, etc. remain the same. Minimum amount to open a Student Checking account is $ 50.

	Account Fees:
		Minimum balance ..................................... None
		Service charge .......................................... None

NOW ACCOUNT

An interest bearing checking account. With a mimimum daily balance of $ 1,500 there are no monthly account charges and your account balance earns interest. See Deposit Rates for the interest rate we are currently paying on this account. Minimum amount to open a NOW account is $ 1,500.

	Account Fees :
		Minimum balance of $ 1,500 ........................... None
		Balance under $ 1,500 ................................... $ 8.50

		Twenty checks per month no charge, 20¢ charge per check thereafter.

MONEY MARKET CHECKING

An interest bearing checking account. With a mimimum daily balance of $ 2,500 there are no monthly account charges and your account balance earns interest. See Deposit Rates for the interest rate currently paying on this account. Minimum amount to open a Money Market Checking account is $ 2,500.

	Account Fees :
		Minimum balance of $ 2,500 ........................... None
		Balance under $ 2,500 ....................................... $ 5.00

	Transaction Limitations :
		You may make 6 transfers from your account, each 4 week period, but only three (3) may be payments by check to third parties.

	Transaction Charges :
		Fourth third party transfer ................................... $ 20.00
		Seventh transfer .................................................. $ 20.00

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Bank of West Baton Rouge
P.O. Box 500
Port Allen, Louisiana 70767
(225) 387-0011